The Philippine Deposit Insurance Corporation (PDIC) Guidebook on Basic Banking and Financial Transactions (Usapang Pera: Mga Dapat Alamin), serves as an easy-to-read reference guide and a financial literacy tool for everyone for understanding banking products and transactions. The basic principles of money, saving, banking investments, and deposit insurance are discussed to guide the Filipino in making well-informed and effective financial decisions. This Guidebook is intended to help the depositor discern differences in risks and return on various banking products.

This guidebook is a publication of the PDIC which serves as a functional memento for its 50 years of service in deposit insurance, depositor protection and its role in the maintenance of financial stability.